About Addi

We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly and grow together. Today, we serve over 2 million customers and partner with more than 20,000 merchants, making Addi Colombia’s fastest-growing marketplace.

With a state-of-the-art, technology-first approach, we provide banking solutions (deposits, payments, unsecured credit) and commerce services (e-commerce, marketing), bridging the financial gap for millions and redefining how people experience financial freedom. As the country’s leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, unlocking even greater opportunities for our customers. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. With their support, we are not just growing—we are transforming Latin America’s financial ecosystem and shaping the next generation to shop, pay, and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company, driven by deep experience in scaling technology, services and products, and we live by our values every day.

About the Role

This is where you come in. Below, you’ll find what this role is all about—the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading.

What’s the mission you’ll drive

Drive the independent evaluation of Addi CF’s Internal Control System , applying a risk-based approach to assess key financial risk areas (credit, market, liquidity) and regulatory compliance with the Superintendencia Financiera de Colombia , ensuring the stability and performance of the platform and reinforcing corporate governance.

What you will do

Complete 100% of assigned audits on time within the Annual Internal Audit Plan by independently evaluating key financial risk areas (market, credit, liquidity, and bank book interest rates), delivering actionable recommendations that management adopts.
Validate the accuracy and integrity of regulatory reports submitted to the Financial Superintendency of Colombia (SFC) and information provided to the Board of Directors, ALCO Committee, and Risk Committee. Identify and escalate material reporting issues early to ensure Addi CF meets submission deadlines and maintains accuracy.
Follow up effectively on audit findings and action plans, ensuring business areas (Front, Middle, and Back Office) remediate findings within defined timeframes and strengthen the Internal Control System (ICS), achieving at least 85% compliance.
Upload 100% of completed working papers to the Internal Audit application before issuing final reports, ensuring documentation integrity and quality.
Review 100% of stress tests performed annually by Addi CF's Risk Management department and submitted to the SFC on time.

What we’re looking for

Proven Internal Audit Expertise in a Regulated Financial Environment:
- 3–5 years of progressive experience in internal audit, external audit (with emphasis on financial services or banking clients), or financial risk management within banking, financial services, or fintech sectors.
- Direct or indirect experience operating in or auditing first and second line of defense areas—including front, middle, and back office functions—at regulated national or international financial institutions.
- In-depth knowledge of internal audit principles, methodologies, and standards, plus the risk management framework established by the Superintendencia Financiera de Colombia, specifically the SIAR (Comprehensive Risk Management System) and regulatory reporting requirements for regulated financial institutions.
- Knowledge of financial products and their management, including savings accounts, certificates of deposit (CDTs), investment portfolios, and loans.
Outstanding Problem-Solving & Analytical Thinking Capabilities:
- Methodically challenging the design and operating effectiveness of controls within the SIAR (Comprehensive Risk Management System) for credit risk models or market risk limits, citing specific SFC regulations.
- Demonstrated ability to identify critical control weaknesses, develop practical recommendations that add value, and effectively monitor implementation by Senior Management—strengthening the Internal Control System.
- Experience supporting the Internal Audit Manager in preparing and delivering clear, impactful audit reports and presentations to Senior Management (ALCO and Risk Committees) and the Audit Committee.
Regulatory Knowledge & Compliance Acumen:
- Proven experience auditing risk management systems (market, credit, liquidity, and bank book interest rates) at entities regulated by the Financial Superintendency of Colombia.
- Strong knowledge of regulations applicable to Colombian financial institutions, particularly those governing savings products, investment portfolios, and credit operations relevant to Addi CF.
- Strong teamwork orientation with experience applying data analysis and artificial intelligence to audit processes.
Solid Communication & Stakeholder Management Skills:
- Communicates audit findings and recommendations clearly and concisely—both verbally and in writing—to diverse audiences, including senior management, process owners, and the Internal Audit Manager.
- Builds collaborative relationships while maintaining independence and objectivity.
- Manages relationships effectively with process leaders by leveraging experience and presenting arguments grounded in financial sector risk management best practices and regulatory compliance.
Exceptional Ownership & Initiative:
- Takes ownership of assigned audit projects according to the Annual Audit Plan, anticipates needs, identifies improvement opportunities, and acts proactively.
- Supports colleagues' audits in the Internal Audit area, providing insight into how validation findings impact the entity's risk management.
- Proactively identifies emerging risk areas based on industry trends or regulatory changes, proposing additional audits or new approaches to scheduled audits when necessary.

Why join us?

Work on a problem that truly matters – We are redefining how people shop, pay, and bank in Colombia, breaking down financial barriers and empowering millions. Your work will directly impact customers' lives by creating more accessible, seamless, and fair financial services.
Be part of something big from the ground up – This is your chance to help shape a company, influencing everything from our technology and strategy to our culture and values. You won’t just be an employee—you’ll be an owner
Unparalleled growth opportunity – The market we’re tackling is massive, and we’re growing faster than almost any fintech lender at our stage. If you’re looking for a high-impact role in a company that’s scaling fast, this is it.
Join a world-class team – Work alongside top-tier talent from around the world, in an environment where excellence, ownership, and collaboration are at the core of everything we do. We care deeply about what we build and how we build it—and we want you to be a part of it.
Competitive compensation & meaningful ownership – We believe in rewarding our talent. You’ll receive a generous salary, equity in the company, and benefits that go beyond the basics to support your growth.

How the hiring process looks like

We believe in a fast, transparent, and engaging hiring experience that allows both you and us to determine if there's a great fit. Here’s what our process looks like:

Step 1: People Interview (30 min)
A conversation with a recruiter to get to know you, your experience, and what you're looking for. We’ll also share more about Addi, our culture, and the role.
Step 2: Initial Interview (45 min)
A more in-depth conversation with the hiring manager, where we explore your skills, experience, and problem-solving approach. We want to understand how you think and work.
Step 3: Deep Dive Interview (30 min)
You'll meet future colleagues and cross-functional team members to get a feel for how we work together. We’re looking for strong contributors and cultural fits, so bring your questions, too!
Step 4: Case Study (3-5 Days)
You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role.
Step 5: Co-Founder Interview
If there’s a strong match, you’ll have a final conversation with our Founder to align on expectations, cultural fit and ensure

We value efficiency and respect for your time, so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you, just as much as it is for us. Regardless of the outcome, we are committed to always providing feedback, ensuring that you walk away with valuable insights from your experience with us.

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